Selling your home in the winter is hard enough without snow.

Add some frozen tundra or gray-brown slush, and you might be tempted to put that “For Sale” sign away until spring, when budding flowers and lush lawns entice buyers on their own. But waiting isn’t an option for everyone. If a job transfer or family circumstances have you on a tight timeline, you might be stuck trudging through the wintertime sell.

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Fair Isaac Corp., the creator of the most widely used consumer credit scores, announced a new score intended to make millions of people who have had difficulty getting approved for financing creditworthy.

The Wall Street Journal reported the creation of the new score, currently in a pilot phase.

The pilot program from Fair Isaac, also known as FICO, allows 12 of the largest U.S. credit-card issuers to identify consumers who would otherwise have difficulty getting approved for credit, though FICO didn’t name the issuers.

FICO said the score complies with regulations that will allow lenders to “extend credit responsibly.” The firm plans to complete the pilot program and make the score available to more lenders this year.

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A Gender Gap in Real Estate

Friday, February 13th, 2015

What do men want? When it comes to real estate, they want granite countertops, kitchen islands and walk-in closets, according to surveys. Women, on the other hand, seem primarily concerned about stairs.

Numbers from the National Association of Realtors 2013 Home Features Survey suggest gender plays a role in how real estate is perceived. Some of the findings upend traditional real-estate wisdom: that women are looking for great kitchens while men prize man-cave spots like the basement.

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Millennials make up the second-largest generation in U.S. history, representing 20 million American households. While millennials have been dubbed the renting generation by some, they are starting to make strides in the housing market. In the summer of 2014, 30% of home buyers were millennials, according to an analysis from realtor.com.

Even though more millennials plan to buy a home in 2015, your first home purchase can still be a scary proposition. After all, how do you know if you’re too young for homeownership? Here’s how to tell if you’re ready.

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